Why Financial Literacy Matters to Boyledown

At Boyledown, we believe informed borrowers make stronger decisions. That’s why we’re committed to supporting your financial education — so you can borrow with clarity and confidence.

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General Financial Literacy Resources

Here are trusted organizations providing broad, high-quality financial education materials for everyone:

• National Endowment for Financial Education (NEFE) — nefe.org
• Consumer Financial Protection Bureau (CFPB) — consumerfinance.gov
• MyMoney.gov — mymoney.gov
• Financial Literacy and Education Commission (FLEC) — treasury.gov/financial-education
• Jump$tart Coalition for Personal Financial Literacy — jumpstart.org
• OECD Council on Financial Literacy

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Boyledown Financial Literacy & Study Resources

This section is designed to help you prepare for the Boyledown Borrower Test, and understand the key concepts that underpin our lending philosophy:

• General Legal Principles:
  • Theory of Constitutional Framework
  • Reading laws and regulations
  • Contract Law Theory
  • Federalism
• Loan Terms and Conditions
• Understanding Interest and APR
• Repayment Planning & Budgeting
• Borrower Responsibilities and Rights
• How Boyledown’s Lending Model Works

Study Materials: IN PROGRESS

Sample Boyledown Borrower Test Questions

Boyledown Loan Terms Explained (Link to blog or PDF)

How to Budget for Your Loan

Borrower Responsibilities Guide